Plan your Purchase with Confidence
At Eden Row Estates, we believe your property journey should feel informed, exciting, and completely stress-free. Our Stamp Duty Calculator gives you a clear understanding of potential tax costs right from the start, helping you make confident decisions as you move toward your next home or investment.
Simply enter the property details and your buyer status, and we’ll instantly present a clear estimate with no complexity or hidden surprises. It’s a smart, simple tool designed to support you every step of the way, keeping you in control as you plan your future with Eden Row.
Stamp Duty Calculator 2025/26
Find out how much you’ll pay in stamp duty.Â
Last updated: September 2025.
Current Stamp Duty Rates
| Property Price | Rate |
|---|---|
| Up to £125,000 | 0% |
| The next £125,000 (the portion from £125,001 to £250,000) | 2% |
| The next £675,000 (the portion from £250,001 to £925,000) | 5% |
| The next £575,000 (the portion from £925,001 to £1.5 million) | 10% |
| The remaining amount (the portion above £1.5 million) | 12% |
First Time Buyer Stamp Duty Rates
| Property Price | Rate |
|---|---|
| Up to £300,000 | 0% |
| From £300,001 to £500,000 | 5% |
| £500,001 and above | No relief |
Frequently Asked Questions
Stamp Duty Land Tax (SDLT) is a government tax you pay when buying a property or land in England or Northern Ireland. The amount depends on the purchase price and whether you’re a first-time buyer, homeowner, or investor.
Anyone purchasing a residential property over the current tax-free threshold must pay Stamp Duty including home movers, landlords, and investors. Certain buyers, like first-time buyers, may qualify for reduced rates.
Stamp Duty must be paid within 14 days of completing your purchase. In most cases, your solicitor or conveyancer handles the payment on your behalf, so it’s one less thing to worry about.
Yes! First-time buyers can benefit from reduced Stamp Duty rates if the purchase price falls within the government’s qualifying thresholds. This can save thousands when stepping onto the property ladder.
Purchasing additional properties like buy-to-lets or holiday homes usually comes with an extra 3% surcharge on top of standard Stamp Duty rates. Our calculator helps you see the exact figure based on your situation.
In some cases, yes but it’s generally better to pay it upfront where possible. Adding it to your mortgage means paying interest on the tax for the entire mortgage term, which increases your long-term cost.
Rates and thresholds can change over time based on government policy. We keep our calculator updated, and our team will always guide you through the most current and accurate information when you’re ready to buy.
Disclaimer: This calculator is for general interest only and doesn’t constitute formal advice. The calculator shouldn’t be considered up to date or complete, and relates only to certain types of residential property in England or Northern Ireland. Always consult your property lawyers, accountants, or other financial advisors on tax issues.
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